Pay in 3. No Fees!

Pay in 3. No Fees!

We've partnered with Klarna to bring you super simple short-term instalments automatically deducted monthly from your chosen payment card. One third of the total purchase amount taken at checkout, and two further equal instalments taken 30 days and 60 days later. How smoooth.

Klarna pay in 3 instalment plan is only available on orders from £35 to £1,000. Subject to status. Terms and conditions apply.

Shop with just a few clicks!

Select 'Klarna' as your payment option at checkout

Enter your address, email address, mobile number and card details

The first part payment will be taken from your card when your order is dispatched.

The two remaining payments will be taken at 30 and 60 days.*

Shop with just a few clicks!

Select 'Klarna' as your payment option at checkout

Enter your address, email address, mobile number and card details

The first part payment will be taken from your card when your order is dispatched.

The two remaining payments will be taken at 30 and 60 days.*

*You will receive notifications when payment is due and when it is collected.

Klarna FAQs

  • How does Pay later in 3 work?

    Pay later in 3 will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Music Magpie Ltd and instalments 2 and 3 are scheduled 30 and 60 days later, respectively.

  • Am I eligible for Pay later in 3?

    To use Pay later in 3 you must be at least 18. Whilst this option is widely promoted, Pay later in 3 is subject to your financial circumstances. When choosing Pay later in 3, our assessment will not affect your credit rating.

  • How can I increase my chances of being accepted for Pay later in 3?

    Klarna is unique and offers Pay later in 3 based on a number of factors such as the order value, previous order history and item availability. If you are 18 or over, you can improve your chances of being offered Pay later in 3 by ensuring you provide your full name and accurate address details and shipping to your registered billing address.

    All orders are assessed individually. Just because you have been accepted for a Klarna payment method before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

  • Will a credit search take place against me?

    Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Music Magpie Ltd run credit searches against you that could impact your credit rating.

  • Why have I not been offered Pay later in 3?

    Although Pay later in 3 is widely promoted it is not always universally available. The Pay later in 3 payment option is automatically generated by algorithms that are dependent upon a number of factors including address details, cardholder details, amount of order, the online store, previous order history and item availability.

  • Who is Klarna?

    Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 100,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

  • What do I need to provide when I make a purchase?

    If you want to make a purchase with Klarna using Pay later in 3, you'll need to provide your mobile phone number, email address, current billing address and a debit or card card. The mobile number is required in case we need to reach you. All communications will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive your payment schedule and any updated order information.

  • What are my payment options with Klarna?

    Payment for your Pay later in 3 will automatically be collected from the debit or credit card you entered at checkout. The first payment is taken when the order is confirmed. The second and third instalments are collected 30 and 60 days, respectively, after the first instalment.

  • What happens if I don’t pay for my order?

    Klarna will automatically attempt to collect your payment for your Pay later in 3 purchase at Music Magpie Ltd from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment.

  • I have been asked to go to Klarna's site. Is this correct?

    You can view all of your Klarna purchases and payment schedule simply by logging onto Klarna.com/uk.

  • What do I need to provide when I make a purchase?

    If you want to make a purchase with Klarna you need to provide your name, address, email address and mobile phone number. For some orders you may need to provide your date of birth, too. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important that you give us the correct details, as otherwise you will not receive the payment information.

  • Is my payment information safe?

    Payment information is processed securely by Klarna. No card details are transferred to or held by Music Magpie Ltd. All transactions take place via connections secured with the latest industry standard security protocols.

  • Can I pay before the due date?

    Yes - The total instalment plan can be paid off early in the Klarna app.

  • Have you received my payment?

    Klarna will notify you via email and push notification when a payment is due and when this has successfully be collected, or in the unlikely event of your payment failing. If a payment has been collected but you have not received payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com/uk.

  • I have asked for a refund. How will I be refunded?

    Refunds shall be issued back to the debit or credit card which was originally entered at checkout.

  • I still have questions regarding payment, how can I get in touch?

    Visit Klarna’s Customer Service for a full list of FAQ’s, live chat and telephone options.

 

 

Klarna is one of Europe's fastest growing companies and a leading alternative payment provider.

Klarna’s vision is to make all payments ‘smoooth’ adding value for both the consumer and merchant with our unique payment options and customer experience.

Peace of mind with Klarna

You can view all of your Klarna purchases and payment schedule simply by logging onto Klarna.com/uk. If you need further assistance you can contact Klarna's customer care team for free, or use their online chat service.

Local number: 0203 0050 833 | Freephone number: 0808 1893 333

www.klarna.com/uk/customer-service

Klarna’s Buyer Protection

You only pay for goods you receive. If you don't receive what you ordered, call Klarna's customer services and they will help resolve the issue. Read more here.