An introduction to personal finance - Anne Marie Ward

An Introduction to Personal Finance covers the main personal finance decisions facing most individuals who reside in the ROI and in the UK. The key areas covered in the textbook include:

• Preparing a financial plan
• The financial lifecycle
• Risk management
• Debt management
• Savings management
• Investment management
• Retirement planning, and
• The regulation of financial services.

This new edition contains information from the Spring 2010 Budgets for both jurisdictions and has been updated to reflect current personal finance issues that face most individuals as a consequence of the economic climate. A new chapter on personal household ratios has been included and additional questions and answers added to each chapter.

The information provided in the text should be regarded as background knowledge and not taken as a substitute for receiving personal financial advice from an independent financial advisor.