Financial advice, like any other, can be good, bad or indifferent. But armed with the right facts, and some basic techniques, you can be your own financial adviser. This guide shows you how to clarify your financial needs and create a plan to meet them, just as a personal financial adviser would do for you.;Written in simple language, this fully updated edition: profiles the different products (investments, pensions, savings, insurance and mortgages) available and explains how they could fit into your financial plan - this edition covers new financial schemes such as individual savings accounts (ISAs) and stakeholder pensions; shows how to choose the types of product best suited to your circumstances and where to get up-to-the-minute information about them, including useful Internet sites; alerts you to areas where you could be losing out (such as having savings in uncompetitive accounts) or are taking unnecessary risks; offers a checklist of points to consider when talking to providers of financial products, or to financial advisers, and shows you how to interpret the information you are given; and explains how the law protects you if things go wrong - including details of the new regulatory system headed by the Financial Services Authority.;Take control of your money, with "Be Your Own Financial Adviser".