This book is worth $25,000 - Karl Deeter

How would you like to increase the amount of money you have to spare without doing any extra work? So much of what we hear about personal finance is confusing, time-consuming or a lot of hassle. Here, the authors promise that with some very small, simple changes to how you manage your money, you can vastly improve your financial outlook.

Each chapter covers a single common personal finance topic, and explains how you can make better choices in this area, the amount you can expect to save over a year, the time it will take to follow the tip, and a star rating for the complexity or 'hassle factor' (one star being the easiest and fastest, five stars requiring the most commitment).

Personal finance experts Charlie Weston and Karl Deeter see every day how too many of us pay over the odds, get ripped off or simply don't maximise the money we have. Here they share all the money-saving tips and tricks they have garnered over the years. It may seem hard to believe, but each chapter has a value, and if you were to use them all to their fullest extent, this book can save you up to 25,000.

Charlie Westonis a nationally recognised journalist who covers personal finance with theIrish Independent, Ireland's largest-selling daily newspaper. He is also a columnist with theSunday Independent, Ireland's most-read Sunday paper. Charlie is recognised as one of the country's foremost personal finance journalists. He has a weekly personal finance slot on The Last Wordon Today FM with host Matt Cooper and is also a regular contributor to RT radio, Newstalk and TV3.

Karl Deeteris a nationally recognised commentator and journalist who contributes regularly to broadcast media on the subject of property, finance, financial regulation and financial planning. He also writes regular columns in the Irish Sun and the Sunday Business Post. His day job is compliance manager of Irish Mortgage Brokers, a company he co-founded in 2004. He is a Qualified Financial Adviser (QFA) and holds several professional certificates in compliance, consumer credit, insolvency and mortgage and pension trusteeship. His contributions to other books include Talking Money (with Jill Kerby), What if Ireland Defaults?(2010) and The Irish Property Buyers' Handbook(2011-2015).