Credit risk management - JoEtta Colquitt

Credit Risk Management is a comprehensive textbook that looks at the total integrated process for managing credit risk, ranging from the risk assessment of a single obligor to the risk measurement of an entire portfolio.

This expert learning tool introduces the principle concepts of credit risk analysisexplains the techniques used for improving the effectiveness of balance sheet management in financial institutionsand shows how to manage credit risks under competitive and realistic conditions. Credit Risk Management presents step-by-step coverage of:

• The Credit Process_discussing the operational practices and structural
  processes to implement and create a sound credit environment
• The Lending Objectives_explaining the credit selection process that is
  used to evaluate new business, and describing how transaction risk
  exposure becomes incorporated into portfolio selection risk
• Company Funding Strategies_presenting an overview of the funding
  strategies on some of the more commonly used financial products in the
  extension of business credit
• Company Specific Risk Evaluation_outlining some fundamental credit
  analysis applications that can be used to assess transactions through the
  framework of a risk evaluation guide
• Qualitative Specific Risk Evaluation_offering additional approaches to
  risk evaluate a borrower's industry and management
• Credit Risk Measurement_defining the role of credit risk measurement,
  presenting a basic framework to measure credit risk, and discussing some
  of the standard measurement applications to quantify the economic loss
  on a transaction's credit exposure
• Credit Portfolio Management_exploring the basic concepts behind
  credit portfolio management, and highlighting the distinctive factors that
  drive the management of a portfolio of credit assets compared to a single
  asset
• Credit Rating Systems_analyzing the pivotal role that credit rating
  systems have come to play in managing credit risk for lenders
• The Economics of Credit_showing how the modern credit risk approach
  has changed the economics of credit in order to achieve more profitable
  earnings and maintain global stability in the financial markets

Filled with a wide range of study aids, Credit Risk Management is
today's best guide to the concepts and practices of modern credit risk management, offering practitioners a detailed roadmap for avoiding lending mishaps and maximizing profits.