Debt - Juliane Otterbach

This book could seriously improve your life. Welcome to the first friendly guide to negative equity that's honest, readable and empowering. Debt tells you the real facts about money and puts you firmly in control of your finances.

For the first time, personal debt in Britain has exceeded the entire country's GDP. The average student leaves university with 15,000 worth of debt, and for many of us it's a lifelong issue. Did you know that you're more likely to get divorced than change your bank. But, with this book to hand, you really can turn this around.

This book shows you how and why we get into debt and, most importantly, how you can find your way out: whether it's using interest rates to your advantage, finding out about debt consolidation, looking at ways of prioritising debt, budgeting creatively, dealing with student loans or learning how to show your credit cards who's boss.

Written by a creative young team of writers, illustrators, psychologists and financial experts who laugh in the face of financial jargon and tweak the nose of the organisations who profit from your mistakes, Debt is committed to dragging you back into the black.