Top 50 tips to save money
Saving money can be a struggle, especially if you don’t know where to start! Luckily, we’ve got the best ways to achieve your money goals, 50 in fact!
Check out the best money saving ideas, tips – from selling iPhones to switching your energy bills, find out how to make quick money in as little as a day!
How to make quick money in a day
Check out these easy ways to make easy, fast cash in a day:
Sell your unwanted stuff
Get paid to visit shops and restaurants for feedback on their performance!
Turn your old receipts into cash! There are so many apps such as Shoppix and CheckoutSmart where you can take a picture of your receipt and download it on the app and get instant cash.
Use survey sites
Surveys are a quick and easy way for you to make extra cash, they take just seconds to fill out. For example i-Say, OnePoll, and Survey friends. Available on Android and iOS.
One of the best ways to be in control of your spending is by downloading budgeting apps! Here’s a variety of apps to help you manage the cost of travel, bills, food and so much more.
Say goodbye to food waste and save money on meals! Its leftover function lets you add any ingredients you have in the house and it will tell you what you can make from them. It’s free to download on Android and iOS.
Pay just 99p for this app and keep an eye on how much you’re spending on utility bills. It’s available to download on iOS.
Save money on water and electricity bills
It can be challenging to keep an eye on how much water you use each day, check out easy ways to change habits to save money.
Don’t boil more water than you need
Only boil the amount of water in the kettle than you need in order to save on your electricity and water bills.
Put a full washing load on
Make sure that your washing machine is full before you turn it on, this will help cut down on water consumption.
Use a washing bowl in the sink
As washing bowls are smaller than the sink, they use less water!
Turn off the tap when brushing your teeth
A lot of people are guilty of doing this! Turning the tap off is a small way to reduce how much water you use.
Put a brick in the toilet
Toilets use so much water per flush! Open up the cistern at the back of it and pop a small brick in it, you’ll use less water.
Don’t heat rooms that aren’t being used
Turning the radiator down in certain rooms or put reflective foil onto the back of your radiators to help reduce heat loss.
Stop charging your devices overnight
A lot of us are guilty of charging our Phones overnight, but it can waste a lot of electricity. Try charging it for a few hours throughout the day to save on electricity.
Ditch paper bills
If you become an online customer, you’ll have better access to a range of cheaper plans and deals. It helps save the trees too!
Check out these ways to change shopping habits that will save you money!
Buy in bulk
It’s cheaper to buy in bulk than single items each time you go to the supermarket and they will last you longer!
Buy own brands
Skipping on big brands and buying supermarket ranges will reduce how much your shopping trip will cost.
Don’t shop when hungry
If you’re hungry whilst food shopping then you’re more likely to buy items you don’t need.
Switch shower gel and handwash for soap
It’s a lot cheaper to buy a bar of soap than buy bottles of shower gel and handwash – they all do the same job! Make sure to check any allergies or sensitives if you’re switching products.
Find a better phone deal
Phone contracts can be expensive so don’t be afraid to shop around to get the best deal or ideally rent a phone with musicMagpie! It’s a much cheaper option and gives you more freedom.
Reusable coffee cups
Save money on your next morning coffee run by reusing your cup to get discounts on your next drink.
Use click and collect
Instead of paying ridiculous delivery charges, pick up your purchases for free with click and collect.
Shop at local market stalls
Fruit and veg prices are much cheaper (and fresher!) at market stalls than in supermarkets.
Lower price supermarkets
Try going to stores such as Aldi and Lidl where prices are cheaper than the bigger chains.
Make your own food
Instead of buying pre-made smoothies, sandwiches etc, making your own is a cheaper alternative.
Discounts and loyalty points
Want to get points and discounts for spending money? Check out these great tips to earn discounts that will save you money in the long run.
Get yourself a reward card to earn vouchers and points when you spend! The most popular cards are Tesco Clubcard, Nectar card, and Boots advantage card.
Avoid store cards
It is tempting when the shop assistant is saying you can get a 10% discount if you sign up for a store card. Steer clear from this – as you can increase your chance of getting into debt, as the interests can be high if you don’t pay on time.
Certain shops have a policy that if you find a lower price for an item, they’ll beat it. Next time you find an item cheaper elsewhere, it’s worth asking about a price match.
Use price comparison sites
These sites let you browse hundreds of financial products and compare them. It’s worth browsing and doing your research for car insurance, broadband providers, utilities and so much more.
Have a no spend day
This could be done weekly or however, you choose! Plan ahead when this is going to be, or alternatively, you could put away the amount you would normally spend each day for motivation.
Managing your ingoings and outgoings is one of the best ways to save money! Check out these easy ways to do this:
Cancel unnecessary direct debits
It’s really easy to miss your direct debits, have a quick browse of your monthly statement to prevent any unnecessary payments.
Don’t spend loads on payday
It can be difficult not to spend on payday, especially when you’ve been waiting all month.
There’s nothing worse than wasting food! Get into the habit of freezing leftovers, bread, raw meat, veg and so much more.
Set saving goals
Set goals each week for how much you want to save and see how much you have by the end of the month. This can be done through apps, putting money into your savings account, and budgeting.
It lets you combine your cards all into one and is designed to manage your money as all of your accounts are in one place.
Freeze gym membership
If you no longer use your membership or aren’t currently using it, to stop unnecessary direct debits coming out of your account, simply freeze your account.
Delete unused subscriptions
Check your bank statement to find any subscriptions you no longer use and cancel them, this will save you money each month.
Set up a standing order for your savings
It can be difficult to remember to put money away each month, set up a standing order with your bank, and watch the cash add up.
Free day gym pass
Before committing to a gym membership, a lot of gyms offer a free day pass. Use these until you decide to commit to one.
Use an incognito browser
When you shop online, companies can’t track what you’ve been looking at if you use an incognito browser.
1p saving challenge
On day one save 1p, day two save 2p and after 365 days – you should have over £600 saved up.
Don’t pay to withdraw your cash
A lot of ATMs charge for withdrawing your money, some up to £2.50! To cut the cost, try to go to machines where it is free.
Use your old phone as a sat nav
Instead of using your current phone as a sat nav and draining the battery, use an old device instead.
What are you waiting for? Try out these money saving tips today!